Board of Directors

Lt. Gen. Najib Ullah Khan (Retd)


Lt Gen Najib Ullah Khan (Retd) is the Managing Director of Army Welfare Trust. He is a graduate of Command and Staff College Camberely (UK) and National Defence University Islamabad. He also holds a Master’s degree in Engineering. During his tenure in Pakistan Army he served at various prestigious positions, most prominently Engineer In-Chief of the Pakistan Army.

Maj Gen Imtiaz Hussain Sherazi (Retd)

Maj Gen Imtiaz Hussain Sherazi (Retd) is the Chief Operating Officer of Army Welfare Trust. He is a seasoned military professional having served at various high-ranking positions including Commandant Army School of Logistics, Murree. He holds an MSc. In War Studies.

Maj Gen Akhtar Iqbal (Retd)

Maj Gen Akhtar Iqbal (Retd) is currently serving as the Executive Director – Aviation and Finance of Army Welfare Trust. He has a Masters in Defence and Strategic Studies from Quaid-e-Azam University. He served at various prestigious positions in Pakistan Army including Director General Organization & Methods and GOC of Infantry Division.

Malik Riffat Mahmood

Malik Riffat Mehmood is currently working as Group Chief Finance Officer of Askari Group of Companies – Army Welfare Trust. He is a seasoned finance professional with diversified working experience in multiple industries including Pharmaceutical, Aviation, Textile, Oil and Gas and Sugar. He is a Fellow Chartered Accountant (FCA) of the Institute of Chartered Accountants of Pakistan. He has hands-on experience of strategic and financial planning coupled with proven ability of translating strategic vision into practical action plans.

Javed Yunus

Mr. Javed Yunus was appointed to the Board of Directors of East West Life Assurance Company Limited in 1992. He is a part of the Company as Director from last 19 years out of his total experience of 38 years. He has obtained B. Pharmacy from Karachi University, MBA (Finance) from Institute of Business Administration, Karachi and B. Sc. in Accounts from University of Connecticut, USA. He has served as Director in Bolan Bank Limited and established Yunuses Incorporation in New York, USA.

Ayesha Rafique

Ms. Ayesha Rafique is currently working with the TCS (Private) Limited as Head of Legal Department, she has  17 years of experience in Pakistan Tobacco Company Limited (PTC) as Company Secretary and Legal Counsel, an extended experience in Corporate Legal matters, litigations, Employment/ Labour law, Taxation and Corporate related issues. She holds LLM from University of Aberdeen in UK. She has also worked in intricate projects such as Creation of Area market in Pakistan, re-designing of the Company Structure, re-organization of the Board and voluntary Compliance with the Corporate Governance Principles.

Tariq Hameed

Mr. Tariq Hameed is a Fellow of the Institute & Faculty of Actuaries, UK and an Associate of the Society of Actuaries, USA. He graduated from the University of Punjab (Pakistan) with a first-class degree in Mathematics and Economics. He was associated with Mercer Ltd (a leading international actuarial consultancy) and has over 40 years’ experience in the pensions consultancy (including M&As and change management) and insurance industry in the UK, Canada, Middle East and Pakistan. He retired as a Principal with Mercer in 2016.
Prior to joining Mercer, He worked with the Credit & Commerce Insurance Company (Saudi) Ltd. in Jeddah and with the State Life Insurance Corporation of Pakistan (actuarial department). He was also the Executive Chairman of the Institute of Islamic Banking & Insurance, London.

Jehanzeb Zafar

With a track record of leadership along with an in depth knowledge of the insurance and Financial Service Industry, Jehanzeb is known to be a dynamic and visionary leader, who has a passion for starting and growing companies and developing win-win partnerships. He is credited with the development of distribution and organizational strategy as Chief Strategy Officer at Adamjee Life Assurance Co. Ltd. Mr. Jehanzeb holds an MBA from City University London and certification in Strategy from Harvard Business School, USA.