Askari Sarparast Falak Family Takaful
Askari Sarparast Falak is a Shariah-compliant Family Takaful plan created to help you move toward life’s biggest milestones with clarity and confidence. From your child’s education and wedding plans to retirement or owning a home, this plan supports every meaningful goal.
It combines family security with long-term investment growth through a transparent, interest-free, and risk-sharing model—guided by Islamic values of care, unity, and mutual support. With Sarparast Falak, you grow your future while staying true to what matters most.
What makes It the right fit?
Growth & Protection
A complete Family Takaful solution that brings together financial security and long-term savings. All structured within Shariah principles for peace of mind and purpose.
A Plan That Adapts to You
Customize your coverage and investment levels as your goals evolve so that your plan grows with your family and changing priorities.
Added Reassurance for Sacred Journeys
Includes Rs. 2.5 million Takaful coverage during Hajj for unforeseen incidents so you can focus on your spiritual journey with calm and confidence.
Grow More, When You’re Ready
Boost your plan’s value anytime with additional investment contributions, a flexible way to accelerate your financial goals.
Smart Financial Advantages
Enjoy tax credits as per applicable laws and choose higher coverage multiples to match your vision for long-term security.
Extra Care, Your Way
School Fee Waiver
Monthly school fees of up to Rs. 10,000 are supported, with a flexible cover term you can choose
Hospitalization Coverage
This benefit supports hospitalization expenses of Rs. 5,000 per day, for up to 60 days, at a hospital of your choice.
Major Surgery Support
Big medical procedures shouldn’t come with financial stress. This benefit covers surgery expenses of up to Rs. 500,000, helping you focus fully on recovery.
Anmol Zindagi – Added Health Reassurance
This benefit offers hospitalization support of Rs. 5,000 per day for up to 60 days due to an accident. It also covers major surgery expenses up to Rs. 300,000, easing financial pressure during treatment.
COVID-19 Financial Support
For added reassurance, this benefit provides an extra Rs. 300,000 within the initial months of coverage. A thoughtful layer of protection during changing health environments.
Contribution Waiver (Continuity Benefit)
Askari Life takes care of future contributions while your family continues to enjoy full plan benefits.
Contribution Waiver (Disability Support)
If the covered person faces permanent disability, future basic contributions are fully taken care of.
Accidental Coverage Plus
Life keeps moving, and this benefit adds an extra financial cushion in case of an accident. An additional amount ranging from Rs. 300,000 to Rs. 5 million is provided to your chosen beneficiaries.
Level Term Family Takaful (Add-On)
As responsibilities grow, your protection can grow too. This add-on offers extra coverage from Rs. 100,000 up to Rs. 10 million, for a nominal additional cost.
Critical Illness Support
Major health conditions require focus, care, and financial readiness. This benefit pays a lump sum of up to Rs. 1.5 million, in addition to your main plan benefit.
Monthly Income Benefit
This option provides a regular monthly income to your beneficiaries for the chosen term.
Jee Lo Har Ghari with Askari Sarparast Falak Family Takaful Plan and live joyfully today while building a balanced, values-driven tomorrow.
Disclaimer
Bank is acting as a corporate agent of Askari Life-Window Takaful Operations and is not responsible in any manner, whatsoever, to the participants, his/her beneficiary (ies) or to any third party.
Askari Life – Window Takaful Operations shall be the sole responsible with respect to participant’s services, claim lodgements and claim processing.
All Family Takaful applications are processed and approved by Askari LifeWindow Takaful Operations, as per their underwriting guidelines.
A personalized illustration of benefits will be provided to you by our sales representative. Please refer to the notes in the illustration for a detailed understanding of the various Terms and Conditions.
Investment Risk shall be borne by participants; actual maturity values or surrender values may be higher or lower than the project figures.
The past performance of the fund is not necessarily a guide or guarantee of future performance.
This brochure only provides an introduction to the benefits available under the Certificate. A detailed description of how the certificate works is given in the ‘Participant’s Membership Documents (PMD), which will be provided to every participant.
The contents herein are the intellectual rights of Askari Life-Window Takaful Operations.
In the event of any discrepancy, ambiguity and conflict in interpreting any information, terms, or conditions in this brochure, the participants membership documents (PMD) shall prevail and supersede.
Publication or duplication of this brochure by any third party is strictly prohibited.